Credit Analyst - Selfco

Join Our Team as a Credit Analyst at SELFCO. 

This role is a key position responsible for making credit decisions within your delegated lending authority. Reporting directly to the General Manager, you will play an integral role in ensuring that lending decisions are in line with the bank’s policies and risk management frameworks.

Following the merger of MyState and Auswide Bank, we’re proud to be part of a united financial services group — MyState Bank, Auswide Bank, SelfCo and TPT Wealth — dedicated to delivering exceptional banking experiences and helping Australians achieve more.

As a Credit Analyst you’ll be required to make key credit decisions, collaborate with teams, and grow your career in a dynamic, supportive environment.

This role is a key position responsible for making credit decisions within your delegated lending authority. Reporting directly to the General Manager, you will play an integral role in ensuring that lending decisions are in line with the bank’s policies and risk management frameworks.

In this role, you will engage frequently with the sales team and third-party introducers to assess loan scenarios, providing clarity on lending decisions. Your ability to communicate complex credit decisions effectively and efficiently will be crucial.

This role offers a dynamic opportunity to contribute to the growth of the business while ensuring sound lending practices and fostering strong relationships with internal and external stakeholders.

What you’ll bring to the table

To succeed in this role, you'll bring a blend of experience, skills, and qualifications that will enable you to thrive in a fast-paced, collaborative environment. Your expertise in lending and credit assessment, combined with a strong ability to make informed decisions and communicate effectively, will be essential as you contribute to the ongoing success of the team.

 Here's what we're looking for:

• Experience: Minimum of 5 years' experience in a lending role within the financial services sector, with a strong understanding of credit analysis and lending practices.
• Proven ability to collaborate effectively across teams, working cohesively with colleagues and stakeholders to achieve shared goals.
• Strong analytical skills with a problem-solving mindset, able to assess complex financial scenarios and make well-informed decisions.
• As well as having great decision-making skills, you’ll possess a keen ability to balance risk and reward while maintaining a client-focused approach.
• Exceptional verbal and written communication skills, ensuring clarity in decision communication with stakeholders such as Introducers, BDMs, and team members.
• Resilience and the ability to work autonomously, meet deadlines, and thrive under pressure while managing multiple tasks efficiently.
• Qualifications: A tertiary qualification in finance is preferred, demonstrating a solid foundation in financial principles and practices.

Ready to take the next step?

Apply by midnight Sunday 5^th October 2025. We review applications as they come in, so don’t wait. If you have questions, get in touch with us at talent@mystate.com.au.

Employment with MyState is subject to background checks including Bankruptcy, Police, and Credit checks to verify your suitability to work in the finance sector. We are an equal opportunity employer, committed to creating an inclusive work environment where everyone is valued.